Application Status

Proposal status API will enable the consumers to check the status of insurance policy application, the policy status (if already issued) and premium status.

Insurance Application Status

• Quote Created: One or more quotes have been generated for the customer.
• Quote Selected: A specific product quote has been selected by the customer.
• Quote Updated: The selected quote has been updated based on changes in inputs.
• Proposal Application Pending: The proposal is in quotation stage or is yet to be fully submitted.
• Proposal Submission Initiated: Proposal submission process has been initiated.
• Proposal Submitted: The proposal has been successfully submitted.
• Proposal Modification Requested: Modification has been requested on the submitted proposal.
• Requirements Pending: Proposal is pending due to outstanding requirements such as documents, medicals, or payment.
• Document Upload Initiated: Document upload process has been started.
• Document Upload Pending: Payment is completed and required documents are pending from the customer.
• Documents Uploaded: All required documents have been successfully uploaded.
• Requirement Verification: Submitted documents are under verification by Ops or Underwriting team.
• OTP Verified: OTP verification has been successfully completed.
• PreConversion: Application validation is in progress prior to policy conversion.
• Scrutiny: The proposal application is under detailed scrutiny.
• Underwriting: The proposal is being reviewed by the underwriting team.
• Counter Offer: A counter offer has been provided by the insurer due to additional health premiums or eligibility conditions.
• Accepted: The proposal application has been accepted by the insurance company.
• Rejected: The proposal application has been rejected by the insurance company.
• Inspection Pending: Inspection is pending as part of underwriting requirements.
• Inspection Approved: Inspection has been approved and the application can proceed to payment.
• Payment Initiated: Payment process has been initiated.
• Payment Success: Payment has been successfully completed.
• Payment Failure: Payment gateway returned an error and payment failed.
• Payment Intimation Failed: Payment success intimation to insurer failed.
• Policy Issued: Policy has been issued against the submitted proposal.
• Awaiting Client Approval: Awaiting approval or confirmation from the customer.
• Proposal Error: Post submission, an error was returned by 1SB or the insurance company.
• KYC Success: KYC verification has been successfully completed.
• KYC Failed: KYC verification has failed.
• Cancelled: The proposal application has been cancelled.
• Unpaid: No payment has been made yet.

Payment Status

• Payment Initiated: Payment initiation is in progress (for example, bank transfer or gateway transaction started).
• Payment Failed: Payment attempt failed due to technical issues or bank-related errors.
• Payment Successful: Payment has been successfully completed.
• Payment Intimation Failed: System failed to notify the insurer about the successful payment.
• Refund: Premium amount has been refunded to the customer.

application/json

Request Body required

1SB Proposal Status Request

distributorID string

Possible values: <= 20 characters

Distributor ID assigned to each consumer by 1SB

insuranceCompanyCode string required

Possible values: <= 15 characters

The code to identify for which insurance company this proposal belongs to.

applicationNo string

Possible values: <= 100 characters

Reference number generated on submitting the proposal.

policyNo string

Possible values: <= 100 characters

Policy reference number.

quoteId string

Possible values: <= 100 characters

Reference number generated on submitting the proposal.

memberDetails object

Section to capture details of member

memberType string

Possible values: <= 30 characters

dateOfBirth string

Possible values: <= 15 characters

mobileNumber integer

Possible values: <= 10 characters

varFields object[]
varField array hold any additional data related to policy details status
Array [
fieldName string
Possible values: <= 20 characters
Name of additional fields
fieldValue string
Possible values: <= 20 characters
Value of additional fields
]

Responses

• 200

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1SB Proposal Status Response

application/json

Schema

Example (from schema)

---

Schema

applicationNo string

Reference number generated on submission of application

manufacturer object[]
Array to capture status of multiple manufacturers/insurance companies
Array [
insuranceCompanyCode string
Code identifying insurance company
product object[]
Array [
productCode string
Code of Life Insurance Product
applicationStatus object
applicationStatus string
Possible values: [PROPOSAL_APPLICATION_PENDING, REQUIREMENTS_PENDING, SCRUTINY, UNDERWRITING, ACCEPTED, COUNTER_OFFER, REJECTED, POLICY_ISSUED, PROPOSAL_SUBMITTED, PROPOSAL_MODIFICATION_REQUESTED, AWAITING_CLIENT_APPROVAL, PROPOSAL_ERROR, PAYMENT_SUCCESS, PAYMENT_FAILURE, REQUIREMENT_VERIFICATION, PRE_CONVERSION, CANCELLED, OTP_VERIFIED, DOCUMENT_UPLOAD_PENDING, QUOTE_CREATED, QUOTE_SELECTED, PAYMENT_INITIATED, PROPOSAL_SUBMISSION_INITIATED, DOCUMENT_UPLOAD_INITIATED, QUOTE_UPDATED, PAYMENT_INTIMATION_FAILED, DOCUMENTS_UPLOADED, KYC_SUCCESS, KYC_FAILED, INSPECTION_PENDING, INSPECTION_APPROVED]
1SB standard status for application or proposal
applicationStatusDesc string
Description to provide additional information about 1SB status.
manufacturerAppStatus string
sub status as provided by the insurance company
manufacturerAppStatusDesc string
Description to provide additional information about manufacturer status.
varFields object[]
varField array hold any additional data related to application status
Array [
fieldName string
Possible values: <= 20 characters
Name of additional fields
fieldValue string
Possible values: <= 20 characters
Value of additional fields
]
policyDetails object
policyNo string
policy number
policyStatus string
1SB standard status for the policy
policyStatusDesc string
Description to provide additional information about 1SB status.
manufacturerPolicyStatus string
Sub status as provided by the insurance company
manufacturerPolicyStatusDesc string
Description to provide additional information about manufacturer status.
policyIssueDate string
Date on which the policy was issued
policyEffectiveDate string
Date from which the policy is effective
policyEndDate string
Date on which the policy coverage ends
policyRenewalDueDate string
the due date to renew the policy by customer
wlcKitDispatchDate string
Date on which insurance company has dispatched the welcome kit for the policy.
varFields object[]
varField array hold any additional data related to policy details status
Array [
fieldName string
Name of additional fields
fieldValue string
Value of additional fields
]
premiumStatus object
premiumStatus string
1SB standard status for the premium
premiumDesc string
Description to provide additional information about 1SB status.
ManufacturerPremiumStatus string
sub status as provided by the insurance company
ManufacturerPremiumStatusDesc string
Description to provide additional information about manufacturer status, if any, sent in by the manufacturer.
totalPremiumPaid string
Total premium paid for the policy till date.
renewalAmountDue string
Renewal amount due
lastInsalmentPaymentDate string
The date when the last installment was paid
paymentSource string
the payment method used to fund a transaction.
autoPayment string
Has the customer opted for auto premium payment standing instruction
varFields object[]
varField array hold any additional data related to application status
Array [
fieldName string
Possible values: <= 20 characters
Name of additional fields
fieldValue string
Possible values: <= 20 characters
Value of additional fields
]
varFields object[]
varField array hold any additional data
Array [
fieldName string
Possible values: <= 20 characters
Name of additional fields
fieldValue string
Possible values: <= 20 characters
Value of additional fields
]
]
]

{
  "applicationNo": "",
  "manufacturer": [
    {
      "insuranceCompanyCode": "",
      "product": [
        {
          "productCode": "string",
          "applicationStatus": {
            "applicationStatus": "PROPOSAL_APPLICATION_PENDING",
            "applicationStatusDesc": "string",
            "manufacturerAppStatus": "string",
            "manufacturerAppStatusDesc": "string",
            "varFields": [
              {
                "fieldName": "string",
                "fieldValue": "string"
              }
            ]
          },
          "policyDetails": {
            "policyNo": "string",
            "policyStatus": "string",
            "policyStatusDesc": "string",
            "manufacturerPolicyStatus": "string",
            "manufacturerPolicyStatusDesc": "string",
            "policyIssueDate": "string",
            "policyEffectiveDate": "string",
            "policyEndDate": "string",
            "policyRenewalDueDate": "string",
            "wlcKitDispatchDate": "string",
            "varFields": [
              {
                "fieldName": "string",
                "fieldValue": "string"
              }
            ]
          },
          "premiumStatus": {
            "premiumStatus": "string",
            "premiumDesc": "string",
            "ManufacturerPremiumStatus": "string",
            "ManufacturerPremiumStatusDesc": "string",
            "totalPremiumPaid": "string",
            "renewalAmountDue": "string",
            "lastInsalmentPaymentDate": "string",
            "paymentSource": "string",
            "autoPayment": "string",
            "varFields": [
              {
                "fieldName": "string",
                "fieldValue": "string"
              }
            ]
          },
          "varFields": [
            {
              "fieldName": "string",
              "fieldValue": "string"
            }
          ]
        }
      ]
    }
  ]
}

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